Google Pay, formerly known as Android Pay, was initially released on 11 September 2015. Here is everything you need to know about Google Pay: What is Google Pay? (Other popular examples of mobile wallets include Apple Pay and Samsung Pay.) Google Pay is Google’s mobile wallet technology and one of the more popular NFC mobile payment apps. The transaction time is super-fast, unlike credit card transactions, which can take several seconds (chip and PIN cards, in fact, are noticeably sluggish).

NFC mobile payments are also the fastest way to pay. As opposed to magstripe cards (which are prone to fraud), NFC payments have multiple layers of security involved in the transaction, designed to protect bank details. In addition to chip and PIN cards, mobile payments are part of our change toward more secure, authenticated ways to pay. This type of payment is called an NFC or “contactless” payment, much like your credit or debit card may be contactless, and uses near field communication to transmit information from a mobile device to a payments reader. These days, instead of swiping or inserting credit cards, you’ll often see people holding their mobile device over the POS terminal.

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